Cash Flow & Budgeting
Are you spending less than you earn and able to set money aside for your goals?
How can you shift around your expenses so you can fund the things that matter most?
Tax Planning & Employee Benefits
How can you keep more of what you earn and minimize unnecessary taxes?
Equity & Stock Compensation
Understanding your equity compensation and maximizing your holdings to meet your goals
Debt Management
How quickly can you become debt-free?
Which debts to pay-off, refinance, or
de-prioritize?
Investments & Retirement Planning
Should you be investing now, in what assets, and how much?
Does your investment strategy match your goals, time-frame, and risk tolerance?
Should you be investing in real estate, what kind, and how to evaluate a property?
Risk Management (Protection)
Are you and your assets adequately protected against negative events?
Estate Planning
Do you have a plan for when you are unable to make decisions for yourself or loved ones?
How do you prevent your loved ones from inheriting a financial mess while grieving?
Do you have a plan for your digital footprint and online assets?
Career & Business Choices
Are you maximizing all of the skills and resources that you have?
What can you do to get more out of your work life?
Consultation
On-Boarding & setup
- Schedule Our 1st Planning Meeting
- Complete Data-Gathering Actions
- Get organized Meeting (Optional)
Goals & cash flow
Overview of your current financial picture, your
net-worth, align your goals, and proposed cash-flow plan. We'll leave this meeting knowing exactly what we want to accomplish in the next 12 months.
Cash Flow Implementation
We'll make any remaining tweaks to your cashflow plan and then set up the automation. New accounts will be established as-needed.
Investments
We'll go over stock market investing, discuss your risk tolerance, and your specific investment strategy. We'll establish your investment account and recurring contributions.
Insurance
We'll review the risks to your financial goals and
kick-off the process to fill any gaps.
Areas addressed: life, disability, property (home, renters, car)
Special topics (as nEEDED)
Meeting Duration: Varies depending on the topic
- Real Estate Investing
- Stock Options/Compensation
- Starting a Business
- Major Purchase
- Career Change
- Alternative Investing
Estate-Planning
Review estate-planning goals & discuss gaps. Decide which attorney you'd like to work with from referred list. We'll kick-off the process and assist you in getting your documents prepared. Once your documents are finalized, we'll help you implement the attorney's recommendation for asset titling and beneficiary updates.
We’ll do all the relevant meetings to advice, coach, and help you implement each chosen strategy. For every hour we spend meeting with you, there’s typically 2 to 4 hours of additional behind-the-scenes support around each topic.
A meeting will kick-off a particular topic, then we’ll continue to work together via email and phone to implement the recommendations in each area.
Bi-Annual meetings or check-ins begin after the initial planning phase.
See annual financial planning service calendar for reference.
Pay one annual fee for planning and investments.
Fees are paid monthly or quarterly via ACH depending on your preference. Clients with sufficient assets can elect to have their advisory fees billed from their portfolio.
A one-time set-up fee applies for new clients.
Client TYPE | ADVISORY Fee |
|---|---|
W2 Earners | Starts at $750/month (Annual Program, Pay Monthly) |
Business Owners/Entrepreneurs |
Starts at $1000/month (Annual Program, Pay Monthly)
|
Investable Assets $1M+ | Request Custom Quote |
Our typical business-owner clients manage small businesses (25 or fewer employees) who have between $500k to $15M in revenue. Many clients are female breadwinners, 1st generation high-earners, or 1st generation professionals. They may earn more or have more money than their immediate friends and family, or are the first to attain a certain level of education or professional success.
- Want to develop a long-term relationship with an advisor to guide you and your family
- Value expert advice and are ready to delegate the heavy “thinking” about your finances to us
- Want to know that your loved ones will be taken care of if something happens to you
- Are motivated to unlock the next tier of achievement with your money
- You are a high achiever who believes your money should work hard for you