Who is your typical client?

Young professionals (late 20’s to 40’s) seeking unbiased financial planning assistance and advice.

Who would not be a good fit?
  • Anyone who thinks they can beat the market, or wants to trade on stock tips.
  • Anyone not comfortable with using technology to manage their finances.
  • Anyone who is overly focused on investment returns at the expense of other areas of financial planning.
Can I work with you if I don’t live in NY or NJ?

Yes, clients from all over the country who don’t mind meeting via video conference. A few states have restrictions on whether or not our firm can engage with you prior to specific registration with that state. We will discuss this prior to the initial consultation and let you know ahead of time if you happen to be a resident of one of those states.

What are the values of your firm?

To provide the best financial advice and guidance that is truly life-changing for our clients.

Why work with a CFP®?

It’s simple. Financial planners with their CFP® certification are held to a high standard than any other advisor who is not certified. There are four pillars (Education, Examination, Experience, and Ethics) that a planner must satisfy before he/she is allowed to become a CFP®. Simply put, CFP® professionals have the expertise to develop a financial plan for you and are held to a fiduciary standard of care to act in your best interest at all times.

Can’t I just use resources found on the internet to do financial planning on my own?

Yes, it’s possible, however it can be time consuming and it’s hard to know if you are doing things right. Errors can be costly to reverse and it is often cheaper to hire a professional to do it correctly and efficiently the first time. Keep in mind the number of years of schooling, on-the-job experience, and continuing education that goes into becoming a financial planner. It can be challenging for the average person to keep up with yearly tax code updates and changes as well as other financial innovations that affect your finances. At the very least, a Do-It-Yourselfer should work with a financial planner to develop a customized financial plan that he/she can implement solo.

How do you approach working with clients?

We all have different personal goals and therefore should have a customized financial plan that allows us to live our desired life. No two financial plans should be exactly the same. We will start by learning as much about your current situation, goals, and aspirations. The goal is to customize the ways of working together to what is most suitable for you. Some people prefer to work completely virtually while some really want the in-person interaction. During our initial consultation and throughout, we will work together to fine-tune the best approach that is most suitable for you.

What are your fees?

Financial Planning fees vary depending on the service package that you choose. Please see the service pages for specific and updated pricing.

Do you have minimum income or investment requirements?

No. One of the benefits of working with a fee-only financial advisor is being able to get quality financial advice regardless of how much you have to invest or how much income you have. Unlike many traditional wealth management or financial planning firms, EIWS aims to remove barriers to financial advisory for young professionals still building a career and income.